Fees & Charges

Costs of Borrowing – Business Loan and Security Agreement

This disclosure is current as at 14 November 2023

Interest Rate

Interest rates will vary, depending on your business circumstances and requirements.

The interest rate under any Business Loan and Security Agreement is fixed for the duration of the relevant Business Loan and Security Agreement.

The interest rate applicable to any Business Loan and Security Agreement will be determined by the dealer processing your application. The factors that will be considered in determining the interest rate are:

  • the amount of the loan, deposit contribution, loan term;
  • the security offered for the loan;
  • financial and supporting information provided by the business and any guarantors;
  • your past and/or current credit history with DFL; and
  • your credit history/rating from credit bureaus and/or third parties.