Car Loans

Car Loans

Looking to upgrade or need a second car?

We provide loans for new and used cars, SUV’s , utes, vans and electric vehicles.

Don’t yet know what you want? – Let us pre-approve a loan for you so you can have the confidence to find something that suits, knowing finance has been approved and you are effectively a cash buyer.

Apply Now and we will be in touch.

DFL’s lending criteria, fees, standard terms and conditions apply.

Why you should apply with Dealer Finance

Some of the reasons we have been trusted since 1973

Trusted since 1973

No Deposit Finance

Flexible Finance
Repayments to suit

Flexible loan terms

LOAN REPAYMENT CALCULATOR

Disclaimer

This information is provided for illustration purposes only. Calculations made by this calculator are intended to be used as a guide only. It is not a quote and does not constitute an offer of finance from Dealer Finance.

As this is only a guide, it is suggested that you contact Dealer Finance on 03 341 5075 or select APPLY NOW to obtain more accurate details. Dealer Finance's normal lending criteria and terms and conditions apply. All loan applications are subject to a Responsible Lending assessment. Additional fees and charges may apply. Full disclosure of all terms of your loan (including the total amount payable over the term of the loan) will be provided to you prior to your loan being finalised.

Dealer Finance will not store the information provided in this calculator. Dealer Finance does not accept any responsibility for any loss, costs, or liability directly or indirectly incurred by persons who rely on any amount calculated by this calculator.

Eligibility

To obtain a loan from Dealer Finance, there are some minimum requirements you need to meet:

  • Be 18 years of age or older
  • Be a NZ citizen or hold a valid NZ working or residents visa
  • Hold a current minimum of a NZ Restricted drivers licence or International licence equivalent

Term

An indicative loan term of 4 years (48 months) has been used.

Our contract terms generally vary from 1 - 5 years. Depending upon the purpose of the loan we may be able to offer a longer term of up to 7 years.

Rate

An indicative interest rate has been used in the calculator. You can adjust the indicative interest rate to understand the impact different rates have on your payments. Interest rates are subject to change.

Fees

The repayment estimate includes an establishment fee of $375 and a $12.50 PPSR fee and a monthly maintenance fee.