Fees & Charges

Costs of Borrowing – Consumer Loan & Security Agreements

This disclosure is current as at 14 November 2023

Interest Rate

The interest rate for credit sale agreements and consumer loan and security agreements vary between 9.95% per annum and 26% per annum. The interest rate under any one of these agreements is fixed for the duration of the relevant agreement term.

The interest rate applicable to any agreement will be determined during the application process. Factors which assist in determining the interest rate offered are:

  • the term of the loan;
  • whether any deposit will be paid;
  • the amount of the loan;
  • the security offered for the loan;
  • financial and supporting information provided by you;
  • your past and/or current credit history with DFL; and
  • your credit history/rating from credit bureaus and/or third parties.